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Archive for April, 2010

I’m learning to use video editing software.  Lots of fun!

Right now the kids are in bed and I’m eating dinner;  a bacon and blue-cheese burger from Wendy’s.  Pretty good!  Of the four bucks I spent, I can’t help but wonder how much of it the owner must hand over in Work-Comp premiums.  I know – weird thing to wonder – right?  Maybe it’s just that today I ended up helping a local restaurant owner save big money on Work-Comp.  It got me thinking I should share a few tips on how to fight back and slash premiums.

1. Shop Top Companies
The State Insurance Fund is NOT the only competative option.  If your agent tells you otherwise - get a 2nd and 3rd opinion!  There are a number of companies that are HOT in Idaho with Work-Comp.  Each company has Pros and Cons and keep in mind there are variables outside of the rate to consider.  (Such as required deposit amount, dividends, and their ability to help you reduce costs going into the future.)  If your agent can’t or won’t shop mulitple companies – call around until you find someone who will!

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